Health Advocates United Website Terms and Conditions of Use

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. BY
ACCESSING THIS WEBSITE, AND ANY OF ITS PAGES, YOU AGREE THAT YOU ARE
BOUND BY THESE TERMS AND CONDITIONS OF USE AS THEY MAY BE AMENDED
FROM TIME TO TIME. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS AND
CONDITIONS OF USE, PLEASE EXIT THIS WEBSITE IMMEDIATELY.

General

Thank you for visiting the website of Health Advocates United, www.hauhelp.com,
(the "Website"). The terms “we” “our” and “us” refer to Health Advocates United, its
subsidiaries, and its affiliates, and the terms “you” or “your” refer to any individuals
who access this Website. By accessing or using this Website, you agree and
consent to be legally bound by these Terms and Conditions of Use (the “Terms”)
without limitation or qualification.

Use of Website

This Website is not directed towards children. If you are using this Website, you
are confirming that you are 18 years of age or older, or are over 16 years of age and
using the Website with the consent and supervision of your parent or guardian. If
required by applicable law, use of the Website will also be governed by our Privacy
Policy, which informs users of our data collection practices.

If you fail to comply with any of these Terms, your permission to use the Website
automatically terminates. If we become aware that you have been using the
Website in an unauthorized way, we may block or suspend your access to the
Website, bar you from future usage of the Website, or take any other action we
deem necessary or appropriate, and may pursue any or all legal or equitable claims
against you for such unauthorized use. We further reserve the right, in our sole
discretion, to refuse, suspend, or terminate your access to this Website, or any of
our resources or services, at any time for any reason without notice. We shall not
be held liable to you or any third party for any termination of your access to this
Website.

You agree to indemnify and hold us and Canva, Inc. (“Canva”) harmless from any
liability, loss, claim or expense including attorney’s fees, related to your violation of
these Terms or your use of the services, products, or information made available
through the Website.

Use of the Website is unauthorized in any jurisdiction that does not give effect to
all provisions of these Terms, including, but not limited to, the liability and
indemnification sections contained herein below.

Unauthorized Use

Unauthorized use of this Website is prohibited. The following uses are expressly
unauthorized:

• Gathering, monitoring, or copying any content on this Website by using any
  crawler, spyware, engine, robot, “bot,” spider, device, extraction tool, software,
  or any other utility, automatic device, or manual process of any kind without
  our express permission.
• Harvesting or otherwise collecting information about others including, without
  limitation, e-mail addresses, without their explicit consent.
• Interfering, or attempting to interfere, with the operations of the Website or
  using any device or software that will interfere, or attempt to interfere, with the
  operations of the Website; or posting any unauthorized material to the pages
  of the Website or the databases that power it.
• Attempting to circumvent Website security in any way; probing or testing the
  vulnerability of the Website or any network connected to the Website; or
  hacking, breaching, or attempting to breach any part of the Website, its
  security or authentication measures, or any network connected to the
  Website, including the content management system and source code.
• Uploading or submitting any data or information containing viruses, trojans,
  worms, malware, or any other computer code, corrupt file, program or
  component designed to interfere with this Website or its use, or the use of any
  software, hardware, networks, servers, computers, electronic devices, or other
  equipment of ours or any third party.
• Submitting any content in such volume as to disrupt use of this Website; or
  taking any action that imposes an unreasonable or disproportionately large
  load on the infrastructure of the Website or any systems or networks
  connected to the Website.
• Taking any action or making any communication that is inappropriate,
  unlawful, threatening, obscene, vulgar, pornographic, profane, indecent,
  defamatory, abusive, or a violation of the our legal rights (including, without
  limitation, privacy and publicity rights) or the legal rights of a third party.
• Violating the copyright, trademark, or other intellectual property rights of any
  other person or entity.
• Posting Submissions (defined below) or any other content using any manual or
  automatic posting tools other than those provided by us, unless you have
  received our express written consent.
• Improperly assuming or claiming the identity, characteristics, or qualifications
  of another person or entity.
• Conducting or forwarding surveys, contests, pyramid schemes, or chain
  letters.
• Taking actions to seek or discover any materials or information, including
  passwords, through or in connection with the Website, except as authorized
  by these Terms and as intentionally made available to you through the
  Website.
• Attempting to gain unauthorized access to any portion of the Website or any
  systems or networks connected to the Website.
• Interfering or attempting to interfere with the use of the Website by other
  users.
• Violating any applicable laws or regulations.
• Posting hyperlinks to other websites that contain content that falls within the
  descriptions set forth above.
• Attempting to use this Website for any purposes other than those intended by
  us, as determined in our sole discretion.

Website Modifications

We reserve the right to modify or terminate this Website or any service available
on this Website, any link, embed, platform, widget, application, software, product,
or feature used by this Website, and your access to this Website, in whole or in
part, at any time whatsoever.

Changes to Website Policies

We reserve the right to make changes to Website policies at any time without
advance notice to you including, without limitation, these Terms and any
applicable Privacy Policy. We encourage you to continue to review these Terms
each time before using this Website, as your continued use will be strictly subject
to the then-current Terms. Each time we modify the content of these Terms, we
will update the effective date set forth above.

Electronic Communications

Visiting this Website, texting, or sending emails to us constitutes electronic
communications. You consent to receive electronic communications from us and
agree to notify us of any changes in your telephone number or email address.
Except as otherwise required under applicable law, you agree that all agreements,
notices, and other communications that we provide to you electronically, via email,
text or on the Website, satisfy any legal requirement that such communications be
in writing.

Text Messages and Other Communications to a Telephone

You authorize us to contact you, including by sending text messages directly or
through a conduit text messaging service and other communications to a cell
phone using an automatic telephone dialing system or an artificial or prerecorded
voice message, at any number you provide. You acknowledge that any text
messages or prerecorded messages sent by us may contain sales or marketing
content. You may revoke your consent for us to contact you at a specified
telephone number by communicating your revocation to us through any
reasonable means.

Phone Calls with Us through this Website

You agree and knowingly accept that any call you make to us through this Website
may be recorded for business purposes by us, including, but not limited to, with
recording technology powered by Canva, Inc. Additionally, you agree and consent
that any call that you accept from us may be recorded for business purposes. To
cease additional recording, you can end your telephone call at any time. Voice
recordings may be stored for an indefinite period of time.

Links, Widgets, Embeds, Social Media, and Other Third Party Features

This Website may provide links to other websites for the convenience of Website
users. The Website may also make use of widgets, embeds, social media, or other
third party features that are hosted by a third party or hosted directly on the
Website. Your interactions with any link or third party widget, embed, social media,
or other feature are governed by the terms and conditions of use of the third party
providing the widget, embed, social media, or other third party feature, or the
terms and conditions of use of the linked website. The terms and conditions of use
of third parties may be substantially different than these Terms. We neither own
nor control third party websites, widgets, embeds, social media, or other features
that are accessible through this Website. Therefore, before visiting the website of
a third party, or making use of a third party feature on the Website, whether by
means of widget, embed, social media feature, or otherwise, you should first
consult that third party’s terms and conditions of use (if any) and inform yourself of
the terms applicable to that third party’s website, feature, or services (if any). We
are not responsible for any dealings with third parties you may have through a
third party website, link, widget, embed, social media, or other third party feature.

Endorsements

Any description of a product, service, or publication on this Website (including any
description or reference via hyperlink) does not imply endorsement by us of that
product, service, or publication. Moreover, the inclusion of any third party link,
social media feature, embed, or widget on the Website does not imply an
endorsement by us or any association with its third party operator.

Use of Third Party Sites and Organizations

Certain services made available via the Website are delivered by third party sites
and organizations acting as our third party service providers. By using any product,
service, or functionality originating from the Website, you hereby acknowledge
and consent that we may share your information and data with any third party
service provider that provides the requested product, service, or functionality on
behalf of our users and customers.

Submissions

Any content, remarks, suggestions, testimonials, feedback, ideas, graphics,
reviews, comments, advertisements, listings for products and/or services, leads, or
other information communicated to us through this Website (together, the
"Submissions") which you post, input, or submit to the Website or our associated
services is considered to be non-confidential and public. We do not claim
ownership of your Submissions, however, you hereby grant to us the royalty-free,
perpetual, irrevocable, worldwide, non-exclusive right and license to use,
reproduce, modify, adapt, publish, translate, create derivative works from,
distribute, perform, and display all Submissions alone or as part of other works
(including, without limitation, for products or advertising) in any form, media, or
technology whether now known or hereafter developed, without incurring any
liability for royalties or any other consideration of any kind, and to sublicense such
rights through multiple tiers of sublicensees. You agree that we shall not be liable
as a result of any similarities that may appear between Submissions and our future
operations and/or content.

You agree that all Submissions provided on this Website are the sole responsibility
of the person or entity from which the Submissions originated, and that you are
responsible for any Submissions that you post on this Website. By posting,
uploading, inputting, providing or submitting your Submissions, you warrant and
represent that you own or otherwise control all of the rights to your Submissions
as described in this section including, without limitation, all the rights necessary for
you to provide, post, upload, input or submit the Submissions. You further
represent and warrant that you are the sole author of all Submissions you post or
submit to the Website, and that such Submissions do not infringe upon the
copyright, trademark, privacy, publicity, or other rights of any person or entity. You
agree that we may at any time delete, refuse or move Submissions posted to the
Website for any reason.

By way of example, and not as a limitation, you agree your Submissions will not:
defame, abuse, harass, stalk, threaten or otherwise violate the legal rights of
others; publish, post, upload, distribute or disseminate any inappropriate, profane,
defamatory, infringing, obscene, indecent or unlawful topic, name, material or
information; upload files that contain software or other material protected by
intellectual property laws (or by rights of privacy of publicity) unless you own or
control the rights thereto or have received all necessary consents; upload files that
contain viruses, corrupted files, or any other similar software or programs that may
damage the operation of another's computer or electronic device; conduct or
forward surveys, contests, pyramid schemes or chain letters; falsify or delete any
author attributions, legal or other proper notices or proprietary designations or
labels of the origin or source of software or other material contained in a file that is
uploaded, restrict or inhibit any other user from using and enjoying the Website;
violate any code of conduct or other guidelines which may be applicable for any
particular Submission; harvest or otherwise collect information about others,
including e-mail addresses, without their consent; or violate any applicable laws or
regulations.

We have no obligation to monitor Submissions. However, we reserve the right to
review and to delete, remove, edit, move, or decline to post any Submissions on
the Website in our sole discretion. You are exclusively responsible for the accuracy
of all Submissions you post or submit to the Website. If you believe information in
your Submission is incorrect or you have concerns with our services regarding
your Submission, you must notify us immediately. If any information in your
Submission is found to be fraudulent, we reserve the right to immediately
deactivate your user account and remove your Submissions without any form of
compensation or advance warning.

No compensation will be paid with respect to the use of your Submissions, as
provided herein. We are under no obligation to post or use any Submissions you
may provide and we may remove any Submission at any time in our sole discretion.

Effective Date: September 19, 2024